Man examining road bicycles outdoors, relevant to the cycle to work scheme in Scotland

Cycle to Work Scheme in Scotland: What You Actually Save by Tax Band

The Cycle to Work scheme works differently if you’re a Scottish taxpayer. With six income tax bands instead of three, the savings range from 27% to 50% depending on your salary, and there’s one band where it’s quietly the best deal in the country. Here’s the Scotland-specific breakdown, plus what happens if you leave your job before the hire period ends.

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