The Sensible Basket: July 2026 Results
The July Sensible Basket results are in. The basket is down 28p on last month with fuel and eggs both dropping. Here’s the full picture.
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Premier Inn Breakfast Deal: Worth It for Families?
Premier Inn doesn’t have a loyalty scheme. No points to collect, no status tiers, no free night materialising after your twelfth stay. Unlike the supermarket loyalty schemes where there’s always something to optimise, Premier Inn keeps things simple on that front. I accepted that going in on a recent stay. What I wasn’t expecting was…
I Tried the 1p Savings Challenge. Here’s Why I Switched to a Standing Order Instead
I worked out what actually happens with the 1p Savings Challenge, why it falls apart in December, and why I ended up using a standing order instead. Plus, what would really happen if you doubled a penny every day for a year.
Vaping Just Overtook Smoking in the UK for the First Time. So I Did the Maths on What That Actually Means
Vaping just overtook smoking in the UK for the first time on record. I worked out what smoking and vaping actually cost in 2026, what’s about to change, and what we still don’t know about the health side.
Cycle to Work Scheme in Scotland: What You Actually Save by Tax Band
The Cycle to Work scheme works differently if you’re a Scottish taxpayer. With six income tax bands instead of three, the savings range from 27% to 50% depending on your salary, and there’s one band where it’s quietly the best deal in the country. Here’s the Scotland-specific breakdown, plus what happens if you leave your job before the hire period ends.
Don’t Cry Over Spilt Milk (Or Pay Coffee Shop Prices For It)
Does drinking your coffee black actually save you money? I worked out what skipping the milk is worth at home (not much) versus at a coffee shop (quite a lot), four cups a day.
The Cash ISA Cliff Edge: Why Under-65s Have Until April 2027
The Cash ISA allowance drops to £12,000 for under-65s from April 2027. Here’s who’s affected and how to use your full £20,000 allowance before the deadline.