Jonathan - Sensible Spender

Close-up of a hand holding a Costa Coffee cup in an outdoor setting on a clear day.

Is the Costa Coffee Club Actually Worth It?

Jonathan2 weeks ago1 week ago23 mins

If you’re a coffee lover like me, you’ll want to know about Costa Coffee’s reward scheme! Launched in September 2021, it’s a straightforward way to earn free drinks with just a few visits. You can even double your beans by bringing your own cup! Plus, enjoy a free birthday treat and exclusive rewards like “Treat Drops” for delightful surprises. And let’s not forget the handy Swaps feature for customizing your drink. Curious to learn more about maximizing your coffee experience? Dive into the details and discover how to make the most of your Costa visits!

Interior view of a Starbucks Coffee shop with menu displays and counter setup.

Is the Starbucks Rewards scheme actually worth it?

Jonathan2 weeks ago1 week ago13 mins

Starbucks, like most coffee shops, offers a loyalty scheme designed to keep you coming back for more. Firstly, as with all loyalty apps, it’s usually worth having them if you’re a regular user of the shop or service. However, don’t let it trick you into going more often just to “get the benefit” of something…

Purple coffee cup with humorous text 'Oh Lord, Coffee please!' placed outdoors on a blurred background.

The £1,000 Coffee Habit You Didn’t Notice

Jonathan2 weeks ago1 week ago02 mins

How much is that coffee on the go costing you? If you’re anything like me, you may have slipped into the habit of grabbing a quick coffee when you’re out and about. I think my Starbucks Gold Membership, year after year, is a pretty good example of that! And while I really enjoy picking up…

Close-up of a contactless credit card payment being made at a store terminal.

Credit Cards Explained

Jonathan1 month ago1 month ago05 mins

Credit cards are one of those financial tools that most people have, but not everyone fully understands. Used well, they can offer flexibility, protection and even a few perks along the way. Used badly, they can become an expensive habit that is difficult to get out of. If you are thinking about getting one,…

fuel prices comparison at costco and sainsburies

Costco Fuel: How Much Could You Really Save?

Jonathan1 month ago1 week ago03 mins

With the price of filling an average car increasing by almost c.15% in March, I decided to take a look at how much getting your fuel from Costco could save you. Now firstly, let me call out that, unlike a supermarket or petrol station, not everyone can just go to Costco and fill up. You…